Credit Report and Information Consent

Credit Report

You acknowledge that you have requested your rates for a loan from Lendbuzz. For a period of up to 12 months following your initial request, you authorize Lendbuzz, Inc. to obtain your consumer report and related information about you from one or more consumer reporting agencies. We may use your consumer report for any legal purpose, including authenticating your identity, making decisions related to your loan, sending you invitations to apply or making follow-up Lendbuzz loan offers and servicing or collecting any Lendbuzz loan that you receive.

Identity Verification

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you.

You authorize us to verify any information in your online application through third party databases or by contacting third parties, including your college and any prior employers. Further, you acknowledge we may also ask to see your driver’s license, passport or other identifying or supporting documents at any time.

Please note we may terminate consideration of, or decline, your application at any time for any reason. If we elect to do this, we will provide a notice to you by sending it to you at the email address you registered with on the Lendbuzz website.

For New York, Rhode Island and Vermont Residents: A consumer report may be obtained from a consumer-reporting agency in connection with your application. Upon your request (i) you will be informed whether or not consumer reports were obtained and (ii) if reports were obtained, you will be informed of the names and addresses of the credit reporting agencies that furnished the reports. A consumer report may also be requested or used in connection with any renewals or extensions, reviews or collection actions, or other legitimate purpose associated with any loan we may grant you.