South Carolina State Specific Disclosure - For South Carolina Residents

NOTICE: THE INSURANCE COVERAGE YOU ARE PURCHASING IS FOR THE BENEFIT OF THE CREDITOR. IT WILL NOT REIMBURSE YOU FOR DAMAGES TO YOUR VEHICLE, BUT IT MAY PAY THE CREDITOR FOR THE DAMAGES IF YOU CANNOT PAY. YOU HAVE THE RIGHT TO PURCHASE INSURANCE THAT WILL REIMBURSE YOU FOR DAMAGES TO YOUR VEHICLE EITHER THROUGH THE CREDITOR IF OFFERED BY THE CREDITOR OR THROUGH YOUR OWN AGENT.

State Specific Disclosures for Residents of California, Maine, Tennessee, Ohio, and Wisconsin

California Residents

Credit applications for the obtainment of money, goods, labor, or services shall clearly specify that the applicant, if married, may apply for a separate account.

Maine and Tennessee Residents

You must have physical damage insurance covering loss or damage to the vehicle for the term of any contract. You may buy this insurance through any insurance agent or broker and from any insurance company that is reasonably acceptable to us. You do not have to buy it from someone affiliated with us. Your choice of insurance will not affect the credit approval process unless the insurance does not satisfy the contract requirements or the insurance company does not meet our reasonable requirements.

Ohio Residents

The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

Wisconsin Residents

No provision of any marital property agreement, a unilateral statement under Wis. Stat. § 766.59 or a court decree under Wis. Stat. § 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred. You acknowledge that the credit being applied for, if granted, will be incurred in the interest of your marriage or family. You understand that the creditor may be required by law to give notice of the credit transaction to your spouse.

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